Articles
CAMELS PERFORMANCE ANALYSIS OF CAPITAL DEPOSIT BANKS IN TURKEY
Ali USLU- Murat TÜRK
- Fatih Coşkun ERTAŞ
Published 2019-08-29
Keywords
- Deposit Banks, CAMELS, Performance Analysis
- Mevduat Bankaları, CAMELS, Performans Analizi
How to Cite
USLU, A., TÜRK, M., & ERTAŞ, F. C. (2019). CAMELS PERFORMANCE ANALYSIS OF CAPITAL DEPOSIT BANKS IN TURKEY. Business & Management Studies: An International Journal, 7(3), 122–139. https://doi.org/10.15295/bmij.v7i3.1235
Abstract
In this study, aimed that analysis of the risk of public and private capital banks in Turkey. The performances of three public and eight private capital deposit banks between 2010 and 2017 were analyzed by CAMEL rating system.A results of the analysis; the value of CAMELS compound is increased by 33% of public banks and 75% of private banks. However, it was found that public banks formed the better performing bank group and that Akbank and Ziraat Bank had the best performance with positive and high CAMELS compound values during all periods.
Downloads
Download data is not yet available.
References
Abdullayev, M. (2013), “Türk Bankacılık Sektöründe Dezenflasyon Sürecinde CAMELS Analizi”, Dumlupınar Üniversitesi Sosyal Bilimler Dergisi, Sayı 37, 97-112.
Ahsan, M. K. (2016), “Measuring Financial Performance Based on CAMEL: A Study on Selected Islami Banks in Bangladesh”, Asian Business Review Vol. 6, No., 1, 47-56.
Altın, H., Süslü, C., Kutucuoğlu, S. (2016), “Türk Bankacılık Sektörünün Küresel Mali Kriz Ortamında Analizi: CAMELS Uygulaması” Eurasian Business and Economics Journal, Vol. S2, 457-475.
Aytekin, S. ve Sakarya, Ş. (2013), “BİST’teki Mevduat Bankalarının Finansal Performanslarının 2001 ve 2008 Finansal Krizleri Çerçevesinde CAMELS Derecelendirme Sistemi ile Değerlendirilmesi”, AİBÜ Sosyal Bilimler Enstitüsü Dergisi, Cilt 13 Sayı 2, 13, 25-58.
Bastan, M., Mazraeh, M. B., AHMADVAND, A.M. (2016), “Dynamics of Banking Soundness Based on Camels Rating System”, The 34th International Conference of the System Dynamis Society, 17-21 July 2016, Delft, Netherlands.
BDDK (2018), BDDK tarafından bankalara ilişkin herhangi bir derecelendirme yapılmakta mıdır? https://www.bddk.org.tr/websitesi/ turkce/kurum _bilgileri/SSS/10482denetim3.pdf 24/06/2018
Cole, R. A. ve Gunther, J.W. (1998), “Predicting Bank Failures: A Comparison of on-and off-Site Monitoring System”, Journal of Financial Services Research 13:2, 103-117.
Christopoulos, A.G., Mylonakıs, J., Dıktapanıdıs, P. (2011), “Could Lehman Brothers Collapse Be Anticipated? An Examination Using CAMELS Rating System”, International Business Research, Vol. 4, No.2, 11-19.
Çağıl, G., Mukhtarov, S. (2014), “Azerbaycan Ticari Bankacılık Sektörünün CAMELS Yöntemi ile Performans Analizi”, Marmara Üniversitesi Öneri Dergisi, Cilt 11, Sayı 41, 77-94.
Çelik, M. (2018), “Türkiye’de Faaliyet Gösteren Mevduat Bankalarının Performans Analizi: Büyüklük ve Sahiplik Yapısı Ayrımıyla Bir Karşılaştırma”, Mehmet Akif Ersoy Üniversitesi İİBF Dergisi, Yıl 5, Cilt 5, 146-168.
Çinko, M. ve Avcı, E. (2008), “CAMELS Derecelendirme Sistemi ve Türk Ticari Bankacılık Sektöründe Başarısızlık Tahmini”, BDDK Bankacılık ve Finansal Piyasalar Dergisi, Cilt 2, Sayı, 2, 25-48.
Derviz A., ve Podpiera, J. (2004) “Predicting Bank CAMELS and S&p Ratings: The Case of the Czech Republic”, Czech National Bank, Working Paper Series 1.
Jaffar, M., Manarvi, I. (2011), “Performance Comparison of Islamic and Conventional Banks in Pakistan”, Global Journal of Management and Business Research, Volume 11, Issue 1 Version 1.0, February, 61-66.
Kandemir, T. ve Arıcı, D. (2013), “Mevduat Bankalarında CAMEL Performans Değerleme Modeli Üzerine Karşılaştırmalı Bir Çalışma (2001-2010)”, Süleyman Demirel Üniversitesi İktisadi ve İdari Bilimler Fakültesi Degisi, Cilt 18 Sayı 1, 61-87.
Kavun, S., Vorotintcev, M. (2016), “Credit Risk Assessment for Financial Institution Activity”, Journal of Finance and Economics, Volume 4 No 5, 142-150.
Majumder, M. T. H. ve Rahman, M.M. (2016), “A CAMEL Model Analysis of Selected Banks in Bangladesh”, International Journal of Business and Technopreneurship, Vol.6, No.2, 233-266.
Muhmad, S. N. ve Hashim, H. A. (2015), “Using the CAMEL Framework in Assessing Bank Performance in Malaysia”, International Journal of Economics, Management and Accounting, Vol.23, No. 1, 109-127.
Nimalathasan, B. (2008), A Comparative Study of Financial Performance of Banking Sector in Bangladesh – An Application of Camels Rating System, Annals of University of Bucharest, Economic and Administrative Series, No. 2, 141-152.
Öztürk Karaçor, Z., Mangır, F., Kodaz, Ş. S., Kartal, M. (2017), “Kamusal ve Özel Sermayeli Bankaların Camels Performans Analizi: Türkiye Örneği”, İGÜ Sosyal Bilimler Dergisi, 4 (2), İCEFM 2017 Özel Sayısı, 47-65.
Ramya, S., Narmadha, N.K.B, Lekha, S., Nandhıtha Bagyam , V.R., Keerthana, A. (2017), “Analysis of Financial Performance of State Bank of India Using Camels Approach”, International Journal of Applied Research, 3 (2), 449-452.
Rao, P. (2018), “A Reviev on CAMELS+(S): (S) Shariah Rating For Islamic Banks”, Research Journal of Economics and Business Studies, Volume 07, No 07, 68-73.
Roman, A. ve Şargu, A. C. (2013), “Analysing the Financial Soundness of the Commercial Banks in Romania: An Approach Based on the CAMELS Framework”, Procedia Economics and Finance, 6, 703-712.
Şen, A. ve Solak, S. (2011), Ticari Bankacılık Sektörünün Camels Analizi: Türkiye Örneği, Finans Politik ve Ekonomik Yorumlar Dergisi, 48 (554), 51-65.
TBB, https://www.tbb.org.tr/tr/bankacilik/banka-ve-sektor-bilgileri/istatistiki-raporlar/59, 07/05/2019
TBB, Banka Çalışan ve Şube Sayıları, Mart 2019, https://www.tbb.org.tr/tr/banka-ve-sektor-bilgileri/istatistiki-raporlar/Banka,_Calisan_ve_Sube_Bilgileri_/3759 07/05/2019
Ahsan, M. K. (2016), “Measuring Financial Performance Based on CAMEL: A Study on Selected Islami Banks in Bangladesh”, Asian Business Review Vol. 6, No., 1, 47-56.
Altın, H., Süslü, C., Kutucuoğlu, S. (2016), “Türk Bankacılık Sektörünün Küresel Mali Kriz Ortamında Analizi: CAMELS Uygulaması” Eurasian Business and Economics Journal, Vol. S2, 457-475.
Aytekin, S. ve Sakarya, Ş. (2013), “BİST’teki Mevduat Bankalarının Finansal Performanslarının 2001 ve 2008 Finansal Krizleri Çerçevesinde CAMELS Derecelendirme Sistemi ile Değerlendirilmesi”, AİBÜ Sosyal Bilimler Enstitüsü Dergisi, Cilt 13 Sayı 2, 13, 25-58.
Bastan, M., Mazraeh, M. B., AHMADVAND, A.M. (2016), “Dynamics of Banking Soundness Based on Camels Rating System”, The 34th International Conference of the System Dynamis Society, 17-21 July 2016, Delft, Netherlands.
BDDK (2018), BDDK tarafından bankalara ilişkin herhangi bir derecelendirme yapılmakta mıdır? https://www.bddk.org.tr/websitesi/ turkce/kurum _bilgileri/SSS/10482denetim3.pdf 24/06/2018
Cole, R. A. ve Gunther, J.W. (1998), “Predicting Bank Failures: A Comparison of on-and off-Site Monitoring System”, Journal of Financial Services Research 13:2, 103-117.
Christopoulos, A.G., Mylonakıs, J., Dıktapanıdıs, P. (2011), “Could Lehman Brothers Collapse Be Anticipated? An Examination Using CAMELS Rating System”, International Business Research, Vol. 4, No.2, 11-19.
Çağıl, G., Mukhtarov, S. (2014), “Azerbaycan Ticari Bankacılık Sektörünün CAMELS Yöntemi ile Performans Analizi”, Marmara Üniversitesi Öneri Dergisi, Cilt 11, Sayı 41, 77-94.
Çelik, M. (2018), “Türkiye’de Faaliyet Gösteren Mevduat Bankalarının Performans Analizi: Büyüklük ve Sahiplik Yapısı Ayrımıyla Bir Karşılaştırma”, Mehmet Akif Ersoy Üniversitesi İİBF Dergisi, Yıl 5, Cilt 5, 146-168.
Çinko, M. ve Avcı, E. (2008), “CAMELS Derecelendirme Sistemi ve Türk Ticari Bankacılık Sektöründe Başarısızlık Tahmini”, BDDK Bankacılık ve Finansal Piyasalar Dergisi, Cilt 2, Sayı, 2, 25-48.
Derviz A., ve Podpiera, J. (2004) “Predicting Bank CAMELS and S&p Ratings: The Case of the Czech Republic”, Czech National Bank, Working Paper Series 1.
Jaffar, M., Manarvi, I. (2011), “Performance Comparison of Islamic and Conventional Banks in Pakistan”, Global Journal of Management and Business Research, Volume 11, Issue 1 Version 1.0, February, 61-66.
Kandemir, T. ve Arıcı, D. (2013), “Mevduat Bankalarında CAMEL Performans Değerleme Modeli Üzerine Karşılaştırmalı Bir Çalışma (2001-2010)”, Süleyman Demirel Üniversitesi İktisadi ve İdari Bilimler Fakültesi Degisi, Cilt 18 Sayı 1, 61-87.
Kavun, S., Vorotintcev, M. (2016), “Credit Risk Assessment for Financial Institution Activity”, Journal of Finance and Economics, Volume 4 No 5, 142-150.
Majumder, M. T. H. ve Rahman, M.M. (2016), “A CAMEL Model Analysis of Selected Banks in Bangladesh”, International Journal of Business and Technopreneurship, Vol.6, No.2, 233-266.
Muhmad, S. N. ve Hashim, H. A. (2015), “Using the CAMEL Framework in Assessing Bank Performance in Malaysia”, International Journal of Economics, Management and Accounting, Vol.23, No. 1, 109-127.
Nimalathasan, B. (2008), A Comparative Study of Financial Performance of Banking Sector in Bangladesh – An Application of Camels Rating System, Annals of University of Bucharest, Economic and Administrative Series, No. 2, 141-152.
Öztürk Karaçor, Z., Mangır, F., Kodaz, Ş. S., Kartal, M. (2017), “Kamusal ve Özel Sermayeli Bankaların Camels Performans Analizi: Türkiye Örneği”, İGÜ Sosyal Bilimler Dergisi, 4 (2), İCEFM 2017 Özel Sayısı, 47-65.
Ramya, S., Narmadha, N.K.B, Lekha, S., Nandhıtha Bagyam , V.R., Keerthana, A. (2017), “Analysis of Financial Performance of State Bank of India Using Camels Approach”, International Journal of Applied Research, 3 (2), 449-452.
Rao, P. (2018), “A Reviev on CAMELS+(S): (S) Shariah Rating For Islamic Banks”, Research Journal of Economics and Business Studies, Volume 07, No 07, 68-73.
Roman, A. ve Şargu, A. C. (2013), “Analysing the Financial Soundness of the Commercial Banks in Romania: An Approach Based on the CAMELS Framework”, Procedia Economics and Finance, 6, 703-712.
Şen, A. ve Solak, S. (2011), Ticari Bankacılık Sektörünün Camels Analizi: Türkiye Örneği, Finans Politik ve Ekonomik Yorumlar Dergisi, 48 (554), 51-65.
TBB, https://www.tbb.org.tr/tr/bankacilik/banka-ve-sektor-bilgileri/istatistiki-raporlar/59, 07/05/2019
TBB, Banka Çalışan ve Şube Sayıları, Mart 2019, https://www.tbb.org.tr/tr/banka-ve-sektor-bilgileri/istatistiki-raporlar/Banka,_Calisan_ve_Sube_Bilgileri_/3759 07/05/2019