Cilt 4 Sayı 2 (2016): BUSINESS & MANAGEMENT STUDIES: AN INTERNATIONAL JOURNAL
Makaleler

FİNANSAL TÜKETİCİLERİN BİREYSEL EMEKLİLİK KARARLARINI ETKİLEYEN FAKTÖRLER: BİR LİTERATÜR TARAMASI VE KAVRAMSAL ÇERÇEVE ÖNERİSİ

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  • Aslı Elif Aydın,
  • Elif Akben Selçuk
Aslı Elif Aydın
İstanbul Bilgi Üniversitesi, İşletme Bölümü
Elif Akben Selçuk
Kadir Has Üniversitesi
DOI: https://doi.org/10.15295/bmij.v4i2.157

Yayınlanmış 2016-08-22

Anahtar Kelimeler

  • Bireysel Emeklilik Planı,
  • Emeklilik,
  • Finansal Tüketiciler,
  • Finansal Planlama,
  • Kavramsal Çerçeve

Nasıl Atıf Yapılır

Aydın, A. E., & Akben Selçuk, E. (2016). FİNANSAL TÜKETİCİLERİN BİREYSEL EMEKLİLİK KARARLARINI ETKİLEYEN FAKTÖRLER: BİR LİTERATÜR TARAMASI VE KAVRAMSAL ÇERÇEVE ÖNERİSİ. Business & Management Studies: An International Journal, 4(2), 226–245. https://doi.org/10.15295/bmij.v4i2.157

Özet

Bu çalışmanın amacı finansal tüketicilerin bireysel emeklilik planları ile ilgili kararlarına yönelik bir çerçeve sunmaktır. Özellikle, tüketicilerin bireysel emeklilik sistemine katılım kararı, yatırılan miktar ve varlıkların dağılımı ile ilgili kararlarını etkileyen faktörler gözden geçirilmiştir. Bahsedilen faktörler durumsal ve ruhsal faktörleri, kişilik özelliklerini, motivasyonu, finansal okuryazarlığı ve dış etmenleri içermektedir. Bu literatür taraması temek alınarak bireysel emeklilik danışmanları ve kurumlara emeklilik birikimlerini daha iyi anlamada yarar sağlaması beklenen bazı önermeler geliştirilmiştir.
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