FINANCIAL EXCLUSION ANALYSIS: A STUDY ON THE STUDENT OF THE FACULTY OF ECONOMICS AND ADMINISTRATIVE SCIENCES IN ESKİŞEHİR

Fatih TEMİZEL, Berfu Ece BAYÇELEBİ
DOI: http://dx.doi.org/10.15295/bmij.v6i4.265

Abstract

In this study, the financial exclusion questionnaire were applied to the students at Faculty of Economics and Administrative Sciences, Eskişehir Anadolu University and Osmangazi University in 2016-2017 education year, on the purpose of determining the financial exclusion level of the students at the Faculty of Economics and Administrative Sciences. By means of the analysis of the questionnaire, it was investigated whether students use certain financial products and services or not.and the factors that cause financial exclusion when they are not used . In the context of the sample taken, students were found to have a high level of financial exclusion levels.

Keywords

Financial Exclusion; Social Exclusion; Financial Literacy

Full Text:

PDF (Türkçe)

References

Chakravarty, S. P. (2006), Regional Variation İn Banking Services And Social Exclusion, Regional Studies, 40 (4), pp.415-428.

Corr, C. (2006), Financial Exclusion İn Ireland: An Exploratory Study And Policy Review,Combat Poverty Agency, Dublin.

Demirgüç-Kunt, A., K.F. Leora and S. Dorothe (2013), Financial inclusion and legal discrimination against women: evidence from developing countries, World Bank Policy Research Working Paper Series, no. 6416. 23.04.2017 tarihinde https://papers.ssrn.com üzerinden erişilmiştir.DEVLIN, James F.; (2005), “A detailed study of financial exclusion in the UK”, Journal of Consumer Policy, 28, pp.75-108.

Drakeford, M. and D. Sachdev (2001), Financial Exclusion And Debt Redemption, Critical Social Policy, 21 (2), pp.209-230.

Eken, M. H. (2008), “Tüketicilerin aşırı borçluluk ve finansal dışlanma nedenleri”, Maliye Finans yazıları, 1 (79), 61-80.

Hawkins, P. A. (2010), Measuring consumer access to financial services in South Africa, IFC Bulletin, no. 33. 24.04.2017 tarihinde http://www.bis.org üzerinden erişilmiştir.

Hogarth, J. M. and K.H. O'Donnell (2000), If you build it, will they come? A simulation of financial product holdings among low-to-moderate income households, Journal of Consumer Policy, 23 (4), pp. 409-444.

Kempson, E., A. Atkinson and O. Pilley (2004), Policy level response to financial exclusion in developed economies: lessons for developing countries, University of Bristol: Report of Personal Finance Research Centre. 24.04.2017 tarihinde www.ggy.bris.ac.uk üzerinden erişilmiştir.

McCarthy, D. D. And J.A. Turner (2000), “Pension education: Does it work? Does it matter?”, Benefits Quarterly, 16 (1), pp.64-72.

Panıgyrakıs, G. G., P.K. Theodorıdıs and C.A. Veloutsou C.A (2002), “All customers are not treated equally: Financial exclusion in isolated Greek islands”, Journal of Financial Services Marketing, 7, pp.54-66.

Rahman, M. and G. Palmer (2001), More than just a PIN Number: Young People, Financial Responsibility and Exclusion, New Policy Institute, Londra.

Russell, H., B. Maître and N. Donnelly (2011), Financial exclusion and over-indebtedness in Irish households, Department of Community, Equality & Gaeltacht Affairs and Economic and Social Research Institute, Dublin.

Saın, M., M.M. Rahman and R. Khanam (2016), “Financial exclusion in Australia: can Islamic finance minimise the problem?”, Australasian Accounting, Business and Finance Journal, 10 (3), pp.89-104.

Sınclaır, S. (2001), Financial exclusion: An introductory survey, Edinburgh College of Art/Heriot Watt University: CRSIS.

Solo, T. M. (2005), Financial exclusion: A new angle to urban poverty in Latin America, En Breve, 77, pp.1-4.

Solo, T. M. (2008), “Financial exclusion in Latin America - or the social costs of not banking the urban poor”, Environment and Urbanization, 20 (1), pp.47-66.

Temizel, F. (2015), Finansal Dışlanmaya Bakış, Dumlupınar Üniversitesi Sosyal Bilimler Dergisi, 44, ss.124-128.

Wallace, A. and D. Quılgars (2005), Homelessness and financial exclusion: A literature review, New York: Centre for Housing Policy, http://www.friendsprovidentfoundation.org/ üzerinden 20.05.2017 tarihinde erişilmiştir.

Warsame, M. (2009), “The role of Islamic finance in tackling financial exclusion in the UK”, Doktora tezi, Durham University. http://etheses.dur.ac.uk üzerinden 20.05.2017 tarihinde erişilmiştir.

View Counter: Abstract | 0 PDF (Türkçe) - 0

Article Metrics

Metrics Loading ...

Metrics powered by PLOS ALM